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Invoice Factoring

Receivable Financing

Don't let slow-paying commercial clients strangle your growth. Turn your outstanding unpaid B2B invoices into immediate, debt-free working capital today.

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Program Details

  • Advance Rate Up to 90% of Invoice Value
  • Funding Speed Often within 24 hours of invoicing
  • Credit Dependency Based on your client's credit, not yours

Stop Being a Free Bank for Your Clients

If you operate a B2B company in manufacturing, staffing, transportation, or wholesale, you know the pain all too well. You deliver excellent goods or services, your client is thrilled, and then you are forced to wait 30, 60, or even 90 days for them to actually pay the invoice.

During that brutal waiting period, you still have to make payroll, pay rent, buy raw materials, and float the expenses for your *next* project. Net-30 and Net-60 terms effectively turn your business into a zero-interest bank for your clients, artificially restricting your own growth because your cash is trapped in A/R.

How Factoring Unlocks Your Trapped Cash

Receivable financing (also known as invoice factoring) eliminates the wait entirely. Instead of waiting two months, we purchase your outstanding invoices at a slight discount and advance you the bulk of the cash immediately (usually 80-90% within 24 hours).

When your client finally pays the invoice on their normal schedule, they pay us. We then send you the remaining reserve balance, minus our small fee. You get your money instantly to keep operating, and the best part is that it is not a loan—you are simply accelerating cash you have already earned without putting debt on your balance sheet.

Key Benefits

  • Immediate cash flow injection
  • Not a loan, so no new debt created
  • Your personal credit score doesn't matter
  • Grows infinitely as your sales grow
Best Used For:

B2B companies (manufacturing, staffing, wholesale, transportation) struggling with cash flow gaps strictly due to long payment terms from large, reliable corporate or government clients.

Minimum Qualifications

Business Type: B2B or B2G Only
Monthly Invoices: $25k+
Client Credit: Must be verifiable
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Approval relies primarily on the strength of your clients' commercial credit history.

Frequently Asked Questions

Common questions about factoring your B2B invoices.

Yes. Because we are purchasing the invoice from you, the legal right to payment transfers to us. However, factoring is an incredibly common, standard financial practice in B2B industries like logistics, staffing, and manufacturing. We act as an extension of your back office and interact with your clients professionally. We also offer non-notification factoring for highly qualified companies.

That is often not a problem! Because receivable financing is based on the creditworthiness of the company *paying* the invoice (your client), your personal credit score or limited time in business are much less important. If you are a startup that just landed a contract with a Fortune 500 company, we can fund you.

No. While some traditional factors require "whole ledger" factoring, we offer "spot factoring." This means you have the flexibility to choose exactly which clients and which specific invoices you want to factor, and which ones you want to wait on and collect yourself.
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Cash Flow Your Receivables

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