The ultimate safety net for your cash flow. Get approved for a maximum credit limit, draw funds precisely when emergencies arise, and pay interest strictly on what you use.
Check My EligibilityEvery business owner knows the pain of the "cash flow crunch." You have massive invoices out to reliable clients, but payday isn't for 45 days. Meanwhile, your payroll is due this Friday, your supplier needs payment upfront for the next big job, and unexpected equipment repairs just crippled your reserve account.
A business line of credit solves this anxiety. It acts much like a high-limit credit card for your company, but typically with vastly better rates and immediate cash-in-bank availability. You are approved for a set amount—say, $100,000—but you aren't forced to take it all at once.
When opportunity knocks—like a sudden bulk discount on inventory, or the chance to acquire a competitor's client list—you shouldn't have to wait 6 weeks for a traditional bank loan to clear. With a line of credit, the money is already approved.
If you draw $20,000 to cover that inventory purchase, you only pay interest on that $20,000. As you pay it back, your available funds replenish back to the full $100,000, ready for the next time you need capital. It's the most flexible tool a growing business can have.
Bridging seasonal cash flow gaps, making payroll during delayed invoicing cycles, purchasing urgent bulk inventory at a discount, or handling unexpected equipment repairs.
No impact to your personal credit to pre-qualify.
Everything you need to know about our business lines of credit.
Fill out our simple form and a funding advisor will reach out to discuss your personalized credit limit.